Why Use LJM Insurance to Find Medicare Supplements, Advantage Plans, Part D, Dental, or Life Insurance?
What We Offer
Medicare Supplement Plan
Medicare Supplements are just as the name says, they supplement Medicare. They do this by paying what Medicare does not pay. Plans are standardized by the letters A-N, for all states except, WI, MN and MA.
Medicare Advantage
A Medicare Advantage Plan is where a private insurance company administers your Medicare. You still have Medicare Parts A and B but there will be some give and takes with the benefits.
Prescription Drug Plan
Medicare Part D is your prescription drug coverage. Premium cost vary by plan and location. You will also have a copay dependent on what tier your prescription falls under.
Dental Insurance
Dental insurance is designed to pay for costs associated with dental care, including preventive services like cleanings and check-ups, as well as more complex procedures such as fillings, root canals, and orthodontics.
Senior Life Insurance
Senior life insurance provides financial security for older adults, covering end-of-life expenses like medical bills and funeral costs. It offers peace of mind and reduces the financial burden on loved ones, ensuring dignity and support during difficult times.
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News and Articles
Medicare Supplement Plan A | Essential Facts to Know
Click Here Do you know the basics of Medicare Supplement Insurance, or Medigap? Many people on Medicare don’t understand the key details and costs of Medigap Plan A. Knowing about this plan could help you get better healthcare and protect your money. Let’s explore Plan A to see if it
What is a Medicare Supplement Insurance Plan?
Did you know over 14 million Americans use Medicare Supplement Insurance, or Medigap? It helps fill the gaps in Original Medicare coverage. These plans are offered by private companies and protect retirees from high costs like deductibles and copayments. Learning about Medigap can help you choose the right healthcare coverage
How Do Medicare Advantage Plans Work?
If you’ve ever wondered, “How do Medicare Advantage plans work?” – you’re in the right place! Medicare Advantage plans are a popular alternative to traditional Medicare, offering additional benefits and coverage options. But how exactly do they work? Let’s dive in and explore the ins and outs of Medicare Advantage
Best Over 50 Life Insurance – Protect Your Family’s Future
Did you know a 59-year-old male can get a $1 million life insurance policy for just $434 a year? This shows how crucial life insurance is for those over 50. It helps cover final costs, pay off debts, and support your family financially after you’re gone. We’ll look at the
What is Medicare Part D?
Medicare Part D is a federal program that offers optional prescription drug coverage. It’s for people who are enrolled in Medicare. Introduced in 2003 and started in 2006, it works with private insurance companies. This program provides a variety of plan options. These plans are designed to fit your medication
What Are Medicare Advantage Special Needs Plans (SNPs)?
QUICK ANSWER Medicare Special Needs Plans (SNPs) are specialized Medicare Advantage plans specifically designed to meet the needs of individuals with certain diseases or characteristics. Are you wondering what Medicare Advantage Special Needs Plans (SNPs) are? Well, you’ve come to the right place! In this article, we’re going to dive