LJM insurance agency

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Health Insurance for Individuals and Families
Dental Insurance Plans

Why Use LJM Insurance to Find Medicare Supplements, Health Insurance, or Life Insurance?

We Work for You

LJM Insurance is an Independent Health Insurance Agency, that carries all the top rated carriers in your state.
We do not work for any Insurance Company We Work for You! You pay the exact same going with as us as you would by going direct to the carrier

All the Top Providers

The benefits of going with LJM Insurance are that we carefully watch the Health Insurance Marketplace and we know what provider has the most stable rates in your area. We carry most of the highly-rated health insurance providers..

Never a Fee

Our services to you are FREE of charge. We are paid a commission by the Insurance company which is built into the premium even if you called the company direct. You can compare most healthy insurance plans for free here on this website..

What We Offer

Medicare Supplement Plan

Medicare Supplements are just as the name says, they supplement Medicare. They do this by paying what Medicare does not pay. Plans are standardized by the letters A-N, for all states except, WI, MN and MA.

Medicare Advantage

A Medicare Advantage Plan is where a private insurance company administers your Medicare. You still have Medicare Parts A and B but there will be some give and takes with the benefits.

Prescription Drug Plan

Medicare Part D is your prescription drug coverage. Premium cost vary by plan and location. You will also have a copay dependent on what tier your prescription falls under.

health insurance

Health Insurance

Health insurance plans offered through The Marketplace offer a comprehensive set of essential health benefits. These include outpatient care, hospital care, maternity services, prescription drug coverage, preventive services, lab tests, and many more.

dental insurance

Dental Insurance

Dental insurance is designed to pay for costs associated with dental care, including preventive services like cleanings and check-ups, as well as more complex procedures such as fillings, root canals, and orthodontics.

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Medicare Supplement Plans

Which Statement Is True Of Medicare Supplement Insurance Plans?

QUICK ANSWER Medicare supplement insurance plans, also known as Medigap, help fill the gaps in original Medicare. These plans are offered by private insurance companies and can help you pay for medical expenses that Medicare doesn’t cover, such as deductibles and copayments. Are you wondering about the truth behind Medicare

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What Are The Advantages And Disadvantages Of Medicare Supplement Plans?

Get Quotes Now! QUICK ANSWER Medicare supplement plans can be helpful for older adults who want extra coverage for healthcare costs. They can provide benefits like lower out-of-pocket expenses and more choice in doctors and hospitals. However, it’s important to consider the disadvantages too. These plans can be expensive, and

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Get Free Quote Comparisons GET QUOTES! Are you wondering if you can switch Medicare supplement plans? Well, you’ve come to the right place! Medicare coverage can be a bit confusing, but don’t worry, I’m here to break it down for you in a simple and easy-to-understand way. So, let’s dive

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