Why Use LJM Insurance to Find Medicare Supplements, Health Insurance, or Life Insurance?
What We Offer
Medicare Supplement Plan
Medicare Supplements are just as the name says, they supplement Medicare. They do this by paying what Medicare does not pay. Plans are standardized by the letters A-N, for all states except, WI, MN and MA.
Medicare Advantage
A Medicare Advantage Plan is where a private insurance company administers your Medicare. You still have Medicare Parts A and B but there will be some give and takes with the benefits.
Prescription Drug Plan
Medicare Part D is your prescription drug coverage. Premium cost vary by plan and location. You will also have a copay dependent on what tier your prescription falls under.
Health Insurance
Health insurance plans offered through The Marketplace offer a comprehensive set of essential health benefits. These include outpatient care, hospital care, maternity services, prescription drug coverage, preventive services, lab tests, and many more.
Dental Insurance
Dental insurance is designed to pay for costs associated with dental care, including preventive services like cleanings and check-ups, as well as more complex procedures such as fillings, root canals, and orthodontics.
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News and Articles
Who Regulates Medicare Supplement Insurance Plans?
Are you curious about who regulates Medicare supplement plans? Well, you’ve come to the right place! When it comes to ensuring the quality and fairness of these plans, there’s an organization that takes charge: the Centers for Medicare and Medicaid Services, or CMS for short. You might be wondering, what
Do Medicare Supplement Plans Cover Pre-Existing Conditions?
Are you curious to know if Medicare supplement plans cover pre-existing conditions? Well, you’re in the right place! Let’s dive into the world of Medicare and find out what you need to know. Now, you might be wondering, what exactly are pre-existing conditions? These are health issues or medical conditions
Do Medicare Supplement Plans Cover Prescription Drugs?
If you’re wondering about whether Medicare supplement plans cover prescription drugs, you’ve come to the right place! Medicare is a valuable healthcare program for seniors, but it doesn’t cover all medical costs. That’s where Medicare supplement plans, also known as Medigap plans, can help fill the gaps. Prescription drugs play
What Is A Health Maintenance Organization (HMO)?
Have you ever wondered what a Health Maintenance Organization (HMO) is? Well, you’re in luck! In this article, we’re going to dive into the world of HMOs and uncover all the important details you need to know. So, buckle up and get ready for an informative and exciting journey! Now,
Can I Change My Dental Insurance Plan While On Medicare?
Can I change my dental insurance plan while on Medicare? If you’re wondering about switching things up and finding a dental insurance plan that better suits your needs, we’ve got you covered. Medicare can be a bit tricky to navigate, but don’t worry, we’ll break it down for you in
Is Prescription Drug Coverage Included In Health Insurance?
Are you wondering if prescription drug coverage is included in your health insurance? Well, you’ve come to the right place! In this article, we’ll explore whether health insurance typically covers the cost of prescription medications. So, let’s dive in and find out if your prescriptions are covered. Prescription drugs play